AskKenSilver.com
H O M E

Winner's Circle: http://www.silverlotto.com/winnerscircle.htm

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I haven't got my details yet and it's been over 48 hours.
Sometimes it takes a while to get all the orders done - we do them manually. But usually your email has been blocked. Also, if you ordered on Friday outside New Zealand, that is normally a Saturday for us, and my credit card processing company does not work during the weekend. Then I wait until payment is cleared - normally our Monday /your Sunday, and it will take 1-2 days after that to complete your order if I'm busy.

Also check your email "Blocked email," "Spam," "Trash," "Bulk" or "Deleted" folders. Make sure your spam settings are turned off for both your computer email AND your email provider, then contact me through the Support Form.

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Can I join for 1 month to try it out?
No, you can't stop and start again. That's because the system is complex to administer and I have to limit the number of Members playing. So once you sign up, you have to continue. When you stop, you're gone for good - to make room for someone else who really wants a win!

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Is my membership automatically renewed? Or do I have to make a payment application again each time?
If you choose any payment option, your membership payment is automatically a recurring, ongoing payment. This means you never have to worry about signing up again. And it means also that if your membership had a win, you wouldn't have to worry about whether you missed out because you forgot to renew - you're always a member until you cancel.

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Am I paying for, and do I get Lotto tickets when I join?
No, you are paying for a monthly membership to my Winner's Circle and Lotto-80 System. Your main advantage is being able to take part both in my personal lotto investments and the groundbreaking Lotto-80 system, and I give you the opportunity to share in the Winner's Circle prizes. You are not personally playing a lotto game, and do not receive tickets.

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Can I see the numbers you played for my Group?
All numbers are confidential since they are part of the professional version of the Silver Lotto System, and incorporate ongoing testing and play variations.

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How will I know whether my Group has won?
I send you a personal email with the summary of the month's winnings whenever there is a win. You will only hear from me when there is a win, but I'm working on a way for you to eventually see your results.

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Why can't I see my win results online?
The Winner's Circle is complex to administer. As membership changes, the numbers change in each Group which means that their positions are constantly changing too. There is no system I've found that can solve that yet.

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What if my win is a small one - just a few dollars?
All wins under NZ$100 are retained by the Winner's Circle management for those winners. When any current member gets over $100 accumulated, payment is sent to them at the end of the month. If a member is not current (if they decide not to continue their monthly payments), then that money is put back into future games for the benefit of current members.

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What if there are no wins?
Lotto is a game of chance, so I take the chance that at times even a large number of lines will fail to generate a payout. Each month I'll decide whether to pay the amount invested back to the Groups to allow them to continue further play. Your monthly investment is never wasted however, because you get membership to the Lotto-80 system valued at US$19 a month.

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What if my win share is less than NZ$100 for a longer period while I'm still a member?
That money is still held in the Winner's Circle for you as long as you're a current member. You'll get the payout when your accumulated winnings go over $100 and you are still a member.

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Can you explain the $100 win payout in more detail?
Let's say you get a $60 win while you have been a Member for 2 months. But then you decide to stop your membership. That means you cannot claim the $60 and it goes into the consolidated fund to be used in future games. And of course you can't get membership again to claim it either because I don't open the Winner's Circle to old members.

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Ken, how do you personally profit from the Winner's Circle?
I take a share like everyone else. In fact, I'm the 50th person in every Group, and when the Group membership is low I take the balance. My aim is to get wins for my members and share in every win. Your membership payments contribute towards my own investment in each game.

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What countries can I join from?
You can join from anywhere in the world.

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Do I pay taxes on my winnings?
You will have to declare taxes if the country you are playing from requires them. It's up to you to comply - the Winner's Circle simply sends your win funds to you.

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Are there part-payouts on big wins?
There are no part payments with the New Zealand lotto - you get the full amount of your Group share. Some games in other countries pay out the prizes by installment over 20-40 years. This makes the actual annual win quite small. But the New Zealand Lotto Commission pays the full amount to the winners, tax-free. This is part of the dividend which is passed on untouched to Winner's Circle members.

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Why are there 50 in a Group? Wouldn't just 5 give me a larger share of the prizes?
Yes, but it wouldn't give you the advantage of many numbers - because you need a large number of lines in order to win at lotto. That's the principle of my Silver Lotto System too. A large membership is necessary to get maximum lines at lowest line cost. I've found that 50 is the best number for this need.

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Does the Winner's Circle play every New Zealand game?
No, I am using a special Lotto-80 system variant to play the NZL, and some weeks may not be suitable for investment.

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How do I get paid my winning share?
Your credit card will be credited with the win share, or you will receive a check posted within 10 days after the end of the month. Your share balance will return to zero, and you can look forward to more wins!

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Membership: Membership is instant as soon as your payment is authorized by your bank and your member's site is updated. You will be advised of your membership details by email. If your payment is received (by mail) or approved (credit card) by 6pm Friday (New Zealand time), your Membership will let you be eligible for the Saturday game, even though you may not get your full membership details until the Monday after. Membership is a once-only opportunity. If you decide to leave, you cannot return at any time.

Groups: Each Group comprises 50 Members... 49 public members plus one private. While it is advantageous to invest only when the Group has the full membership quota, a Group may be operated with less members to prevent delays for the rest of the members in that Group. This is the arbitrary decision of the Winner's Circle owner.

Investment: There are no guarantees of any winnings whatsoever, and no refunds. I've got to sleep easy at night, and I can only do that if I know you acknowledge the risk and the possible loss of your membership money. I also reserve the right to play other lottery games when required--that's in case there's a problem with our national game, or we have a power strike, earthquake etc.

Guarantee: I do not guarantee members of the Winner's Circle or Lotto-80 wins or winnings at any stage. Lotto and the lottery is a game of chance, and all I can do is make reasoned attempts to reduce the losses. This may or may not work for a number of reasons beyond my control. My expertise or inside knowledge is no guarantee that your investment will do any better than normal.

Returns: Your membership funds cannot be returned or refunded under any condition since it is being used to buy tickets. Please be certain that you can afford your investment and do the sums before you invest with the Winner's Circle. If you instigate a chargeback on your credit card, this agreement states we have permission to dispute it with your credit card holder and require you to reinstate the amount owing.

 


Ken, I've already emailed you several times and haven't got a reply back.
If you haven't received your email notification it is because many email hosts often have legitimate email or email with attachments blocked through their anti-spam filters. It often just needs the word "lotto" in the body for it be rejected. So:

1. Check your email "Blocked email," "Spam," "Trash," "Bulk" or "Deleted" folders.

2. Sign up for a free account at Yahoo. Most email can be sent and received without problem through Yahoo. Then contact me through the Support Form. I will resend your email to your Yahoo address.

SUGGESTION: If you have a choice, don't use email hosts AOL, shaw.ca or gmail (exceptions are if you cannot get me mail any other way, use these as a last resort). These hosts will even filter out newsletters that you've signed up for. However most of these email programs also allow you to separate out spam into a bulk/spam folder, so check that first.

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I don't have a credit card. How can I pay you?
Some buyers don't use credit cards and prefer to pay in other ways. I accept cash in US currency. Order here: www.silverlotto.com/mail.htm

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Can I send a personal check as payment?
No, my bank makes a $25 charge for overseas personal checks. So I don't accept personal checks any longer, only cash here: http://www.silverlotto.com/mail.htm.

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My credit card has been charged and I don't know why.
This is usually a recurring payment for the Lotto-80 System or Winner's Circle. Your payment is automatically deducted from your credit card when your membership expires to save you losing your membership privileges. You may or may not receive advice of this payment, so I recommend you note the date for future reference.

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I sent a check/postal note by mail several weeks ago and haven't heard from you.
I don't accept these. Always use the Mail Form for these orders and type your details from your computer as shown.

Use the Support Form and tell me as much as you can about your payment.

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I sent cash by registered post, but I haven't heard from you.
You may not have put your email address in with your payment, and I don't reply by post. Always use the Mail Form for these orders.

Go to the Support Form and tell me as much as you can about your payment.

Some postal mail takes a while, maybe longer than the 5-7 days that is normal. Some mail hasn't turned up for 3 weeks or more. Don't ask me why some postal services are faster than others. So just be patient... your mail will eventually get here.

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I posted you a letter with a question, but didn't get a reply.
Please don't write me a letter by post. I use only email and will not respond by letter or fax.

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